No Cost EMI

We provide financing option through EMI and also by Credit Cards from all major banks. This facility helps you pay for your purchases in easy monthly installments.

INTRODUCING NO COST EMI

On most of products at Raj Musicals, No Cost EMI facility is available for credit cards from all major banks for 6 months EMI tenure. This facility is also available for Bajaj Finserv cards for 3 months EMI tenure. So you pay for your purchases in easy monthly instalments and make your purchases more convenient & affordable.

To make this a No Cost EMI offer, interest amount will be discounted from the price of your order. Total amount you pay to the bank (excluding GST on interest amount) will be equal to the price of the item. You will be charged for GST only on the interest amount.

Total product Price will be equally divided by No of months.

To get this facility of No cost EMI You may call us at 9540999000 OR write to us at [email protected] or click contact us and submit your inquiry. Please note, 0% EMI offer for Credit Cards cannot be combined with any other discount or offers.

Please Note:

This facility is available on minimum purchase of Rs. 10,000/- and above.
You will be charged for GST only on the interest amount.
A one-time processing fee will be charged while placing your order.
The No Cost EMI facility is made available on selected products, as determined from time to time. Please contact us for more information in this regard.
The EMI facility is made available to the customers by and in the sole discretion of the banks issuing the credit cards. Raj Musicals will not be liable for any claims on account of availability or non-availability of EMI facility.
Customers can opt to increase the EMI tenure, but in that case they will have to bear interest amount charged by their bank for that extra period.

EMI THROUGH CREDIT CARD

Credit cards of following banks are eligible for EMI facility -

HOW TO MAKE PAYMENT USING EMI FACILITY?

If you have any of the above eligible Credit Cards. Follow the below steps.
On the payment page, go to the payment gateway PayU.
At the payment gateway select EMI option, your respective bank, desired EMI duration and click on Pay With EMI.

HOW EMI PAYMENT FACILITY WORKS?

As soon as you complete your order on the payment gateway, you will see the full amount charged on your credit card. This charge is blocked against your card limit and not billed in your billing cycle.

After 2-4 working days, your Bank will convert this charge into EMIs.

From your next billing cycle, you will be charged the specific EMI amount on your card bill and your credit limit will be reduced by the outstanding amount.